Tag Archives: Credit Report

Housing: Credit-report system punishes short sellers unfairly

WASHINGTON – Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather than … Continue reading

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What’s on a consumer credit report?

While most people realize that their personal creditworthiness is tracked on something called a credit report, few know much about it or their scoring system.Really good poor credit auto title loans products nationwide combined with speedy approval pertaining to Auto … Continue reading

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Bad Behavior: Men, Women and Credit Card Debt

Alamy Plenty of studies have shown that men and women think and act in different ways, but when it comes to credit card debt, both sexes demonstrate bad behavior. NextAdvisor.com recently compiled research on men, women, and credit card debt … Continue reading

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Will HELOC Stay on Credit Report Post-Bankruptcy?

Dear Bankruptcy Adviser, I filed Chapter 7, and my debts will be discharged within days. Included was a home equity line of credit. The home was awarded to my ex-husband in the divorce, but I had co-signed on the loan. … Continue reading

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Deal of the Week: Free Amazon items, free credit report check

What a week of shopping this week! I got free popcorn, free soda, free eggs, bottled water deals and more. My pantry is full. Read how you can do the same HERE. If youd like to check your credit report, … Continue reading

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How to Improve Your Credit Score from Fair to Good (and Even Great)

How do I improve my credit score? Its the most common question regarding credit, and perhaps the most misunderstood. Weve all heard the myths and misconceptions, and yet the fact of the matter is that 9 times out of 10, … Continue reading

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How Long Does old Debt Stay on Credit Reports?

Dear To Her Credit, If a debt is reported as a charge-off on ones credit report and then later passes the statute of limitations in the state of California, can it be removed from the credit report in its entirety? … Continue reading

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First Person: How to Audit Your Credit Report

I recently had a questionable alert come up with my finances. Fearing identity theft, I quickly moved to protect my credit health. I pulled a free credit report from Trans Union that I am entitled to obtain. The report was … Continue reading

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What credit bureaus don’t advertise: A cheap way to foil ID theft

As my colleague John Timpane chronicled in todays Philadelphia Inquirer, he has joined an unhappy club: victims of identity theft. Timpane learned of the crime when a letter arrived from the IRS. Seeking a quick and fraudulent refund, an imposter … Continue reading

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BOSTON (CBS) – They are free! No one should charge you for them.

Federal law requires each of the large reporting companies, TransUnion, Equifax and Experian, to provide you with an annual free copy of your credit report, at your request. You can get your free report by logging onto www.annualcreditreport.com. This central … Continue reading

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