General Questions:

Q: Does BadCreditDaddy offer any type of debt consolidation loan services?
A: Currently we do not. There are links on our site that goes to some debt consolidation places but please do your own inquiries about the company's before agreeing to or giving them any money.
Homeowners can apply for a home equity loan and consolidate their debt themselves by paying them off with a portion of the loan they receive.

Q: Are loans available for people on fixed incomes?
A: Yes there are. Of course many variables are considered on a fixed income such as Debt to Income Ratio. Lenders in the Bad Credit Daddy Program will try to help you in everyway possible, with fast, professional and courteous service.

Q: I have had a bankruptcy can I still qualify for a loan?
A: While every situation is different you can usually qualify for a loan if you have already had the meeting of the creditors and/or the bankruptcy is discharged. Home loan applicants generally need to wait for a period of 2 years after the bankruptcy has been discharged, while this is not the case all of the time it doesn't hurt to submit your application online and let our loan officers see what they can do to help you.

Q: How safe is it to apply over the internet?
A: Our loan application forms are hosted on 128 bit secure servers and are absolutely safe. No person outside of the Bad Credit Daddy network has access to you information.

Q: What documents are needed for approval?
A: You will need proof of income, proof of your residence, Photo ID or Drivers License. If something out of the ordinary is needed your loan professional working with you will let you know and help you.