General
Questions:
Q: Does BadCreditDaddy offer any type of debt consolidation
loan services?
A: Currently we do not. There are links
on our site that goes to some debt consolidation places
but please do your own inquiries about the company's before
agreeing to or giving them any money.
Homeowners can apply for a home equity loan and consolidate
their debt themselves by paying them off with a portion
of the loan they receive.
Q: Are loans available for people on fixed incomes?
A: Yes there are. Of course many variables are
considered on a fixed income such as Debt to Income Ratio.
Lenders in the Bad Credit Daddy Program will try to help
you in everyway possible, with fast, professional and courteous
service.
Q: I have had a bankruptcy can I still qualify
for a loan?
A: While every situation is different you can usually
qualify for a loan if you have already had the meeting of
the creditors and/or the bankruptcy is discharged. Home
loan applicants generally need to wait for a period of 2
years after the bankruptcy has been discharged, while this
is not the case all of the time it doesn't hurt to submit
your application online and let our loan officers see what
they can do to help you.
Q: How safe is it to apply over the internet?
A: Our loan application forms are hosted on 128
bit secure servers and are absolutely safe. No person outside
of the Bad Credit Daddy network has access to you information.
Q: What documents are needed for approval?
A: You will need proof of income, proof of your
residence, Photo ID or Drivers License. If something out
of the ordinary is needed your loan professional working
with you will let you know and help you.
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